Issues:

Updated:

August 4, 2016

Employee Health Insurance Links


Health Plan Summaries Effectivie July 1, 2017
Newsletter - Cigna Plan Administrator Effective July 1, 2017

Gideon 37 School District
    2017-2018 MEUHP Insurance Rates Effective 7/1/2017 
  IN NETWORK BENEFITS  
  HSA 5000 HSA 4000 HSA 3000 PPO 2500
All plans are Embeded Includes
Preventative RX
Includes
Preventative RX
Includes
Preventative RX
N/A
Office Visit Ded. + 0% Ded. + 0% Ded. + 20% $30/$50
Deductible Ind/Family $5,000/$10,000 $4,000/$8,000 $3,000/$6,000 $2,500/$7,500
Co-Ins. 0% 0% 20% 20%
Out of Pocket Ind/Family $6,450/$12,900 $5,000/$10,000 $6,000/$12,000 $6,000/$12,000
ER copay Ded. + 0% Ded. + 0% Ded. + 20% $250
RX RX cost share
after Ded.
See A Below
RX cost share
after Ded.
See B Below
Ded. + 20% See C Below
Employee Premium $362 $382 $401 $575
Spouse Premium $398 $420 $441 $706
One Child Premium $181 $191 $201 $361
Children Premium $308 $325 $341 $562
All Plans meet the minimum essential coverage.  
A after Ded. $15/$45/$75/25% $400 Max.  Extra OOP max on RX after Ded. -$1,450 Ind/$,2900 Family
B after Ded. $15/$45/$75/25% $400 Max.  Extra OOP max on RX after Ded. -$1,000 Ind/$,2000 Family
C $10/$35/$75/ 25% to $150 max 
The District’s current cap on health insurance is $501.66. This coming year, the district will pay the cost for all 3 HSA plans, but employees electing the PPO plan will have to "buy up"
by paying the premium difference themselves.
The district will continue an incentive match payment to employees selecting an HSA Plan
·HSA 5000 - The district will match $5 for every $1 contributed by the employee, up to $125 per month. 
·HSA 4000 - The district will match $4 for every $1 contributed by the employee, up to $100 per month.
·HSA 3000 - The district will match $3 for every $1 contributed by the employee, up to $75 per month.
·PPO 2500 - Employees selecting the PPO will be responsible $50.34.

Employees may contribute up to $3,350 total (employee contribution + district contribution) to their HSA during the calendar year 2015.  The limit is increased by $1,000 for employees 55 or older (for a total of $4,350).  If you are on a family plan, you may contribute a maximum of $6,650 for the calendar year.  The limit is increased by $1,000 for employees 55 or older (for a total of $7,650).    See chart below for 2016 and 2017 limits on HSA contributions.



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